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January 4, 2016

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Finance

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Improves profitability from premium income by analyzing Value of New Business (VoNB) from each product line
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Actuarial

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Improves product level profitability thro’ experience study of lapse, surrender, mortality, morbidity
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Underwriting

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Measures underwriter’s productivity through regular check on their underwriting efficiency
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Operations

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Improves policy issuance TAT by improving operational efficiency
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Claim

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Reduce loss ratio by identifying claim ratio of risky segments
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Marketing

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Significant improvements in ROI from marketing campaign & sales contest
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Sales & Distribution

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Improves new business, Renewals & Agent’s productivity thro’ effective management of distribution channel
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